Ma. Charina Magsalin Fuentes
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Our vision is to be the cornerstone of micro and rural economic growth, to positively transform the communities we serve.

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Independent Director

Ma. Charina M. Fuentes

Ma. Charina M. Fuentes joined Bayanihan Bank as an Independent Director in 2025. Known for being a transformative leader providing sharp and strategic insights, she has held top management positions as Chief Operating Officer and Vice President of major financial institutions including Sun Life Asset Management Company, Rizal Commercial Banking Corporation, and Australia & New Zealand Banking Group Ltd., to name a few.

With over two decades of comprehensive banking experience, Ms. Fuentes embodies Bayanihan Bank's commitment to driving rural economic growth and fostering community development. She advocates for the bank's diverse portfolio—including business, motorcycle, and home loans—as essential tools for enhancing livelihoods and elevating the quality of life for their clientele. As Ms. Fuentes notes: "We want to provide our clients with the means to have better control of their financial future, ultimately leading to economic growth – not only for themselves, but for the country as well."

Academic Background
Saïd Business School, University of Oxford
Executive Education: Women Transforming Leadership
ICMA Centre, Henley Business School, University of Reading
MSc International Securities, Investment and Banking (Distinction)
Nanyang Technological University
Singapore International Foundation – ASEAN Visiting Student Fellow
Ateneo de Manila University
BSc Management Engineering
Expertise
Trading and Asset Management
Corporate Finance
Strategic Management
Affiliations and Awards
AppleOne Properties Inc.
Consultant (Strategic Finance), July 2025 – present
Federation of Ateneo Management Engineers (FAME)
President, 2025 – present
Ateneo Alumni Council (AAC)
Fame Representative, 2025 – present
University of the Philippines School of Economics
Senior Lecturer, 2025 – present
Securities and Exchange Commission
Certified Investment Solicitor and Certified Fixed Income Salesperson
Bankers Association of the Philippines
Certified Money Market and Foreign Exchange Trader