Malibiran, Bernard Joseph Balobalo
quote

Whereas before we were a big fish in a small pond, I think the breadth changed to exploring the whole ocean. What changed in the past five years is suddenly now we’re dreaming nationwide.

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Director

Bernard Joseph B. Malibiran

Lawyer and Legal Director, Bernard "Bong" Malibiran, played a key role in the expansion of Bayanihan Bank. In the 2019 merger between then Rural Bank of Atimonan and Rural Bank of Pangil, owned and run by his family, Mr. Malibiran saw an opportunity for growth. Today the depth and breadth of Bayanihan Bank's expansion can be seen as it goes beyond Quezon and Laguna, and is now more than 20 branches strong nationwide.

From an area-based rural bank, Mr. Malibiran believes that Bayanihan Bank's innovative offerings for microfinancing has set Bayanihan Bank apart from other rural banks. This commitment to quality service has jumpstarted rural economic growth in the communities that Bayanihan Bank now serves.

Academic Background
De La Salle University
Master of Business Administration, Major in Finance
Ateneo de Manila University School of Law
Juris Doctor
University of Asia and the Pacific
Bachelor of Science in Information Security
Expertise
Labor and Employment Law
Corporate Structure
Legal Compliance
Corporate Governance
Cyber Security
Affiliations and Awards
Manila Water
Legal Services Director, 2025 - Present
Republic Cement
Vice President for Legal, Compliance & Security, 2019 - 2025
Legal 500 Southeast Asia GC Power List
Awardee, 2025